Flood Insurance

allenduncan_floodDon’t Wait Until It’s Too Late –
Protect Yourself Now.

  • Floods are the single largest cause of natural disaster losses and flood damage is never covered under your homeowner’s insurance policy.
  • The risk is real. Up to 25% of all flood claims come from people living in low to moderate flood risk areas.
  • This small premium buys huge piece of mind.
  • Call us with a credit card and we can write this coverage over the phone in 15 minutes.

 

Rates are indicated in the chart below:

 

Building & Contents

Contents Only

Coverage Annual Premium Coverage Annual Premium
Without Basement or Enclosure With Basement or Enclosure Contents Above Ground (more than one floor) All Other Locations (basement only not eligible)
$20,000/$8,000 $129 $176 $8,000 $57 $79
$30,000/$12,000 $183 $211 $12,000 $75 $106
$50,000/$20,000 $240 $269 $20,000 $110 $147
$75,000/$30,000 $281 $315 $30,000 $126 $168
$100,000/$40,000 $312 $346 $40,000 $140 $187
$125,000/$50,000 $334 $368 $50,000 $153 $207
$150,000/$60,000 $356 $390 $60,000 $167 $226
$200,000/$80,000 $390 $429 $80,000 $194 $248
$250,000/$100,000 $414 $460 $100,000 $221 $271