top of page


The agency has been in Titusville 1989 with Melissa Duncan as the owner. There are six agents with over 90 years of combined insurance experience here to help you with your needs at any time.


Just look at what a few of our satisfied customers had to say:
Homeowners & Auto Testimonials

I was looking for an agent that could give me a great deal on both my home and auto insurance. After two weeks of looking I found Allen-Duncan Agencies who saved me over $600.00 on my house and $700.00 on my auto insurance. Everyone in the office was nice & professional and I highly recommend them to anyone else.

- Wally & Jennie

We contacted Melissa Duncan last year when our homeowner’s policy increased quite a bit with our previous insurance company and allowed her to quote our home in Merritt Island, our autos, and my motorcycle policies. Between all three policies, we saved $1550.00 a year. The savings on our home was $1000 alone. Since then, she has reviewed our homeowner’s policy with us again and suggested a wind inspection since our roof was replaced in 2004. We have been very pleased with the service and savings.

- James Ozmar Jr.

I’ve been with several of the “big name” insurance companies in the past, and always felt like I was getting ripped off. Going with an independent agency allows me to shop for reliable and quality insurance at an affordable price. I like the personalized service I get at Allen Duncan, and I know the agents there are working for my best interests.

- Mark Poff

I’ve always been happy with the service Allen-Duncan Agencies has provided, so last year when they told me I could save money on my homeowner’s insurance by getting a wind mitigation inspection, I scheduled an appointment and had the inspection done. It saved me about $600.00 a year on my insurance and I couldn’t be happier. Thank you so much Allen-Duncan Agencies.

- Elizabeth House

Business Testimonials

Allen-Duncan Agencies has helped us with our insurance needs for over 12 years and we couldn’t be more satisfied. We have used Allen-Duncan Agencies for general liability, worker’s compensation, and automotive insurance. Whenever we contact them for insurance needs, they are professional, friendly, and very helpful.

- Shawn Tuck – Clean Pro Painting, Inc.

I’ve always been pleased with the great service that Allen-Duncan Agencies has provided me for the last 15 years. I can’t imagine doing business anywhere else.

- Ronald Barton – Barton Painting & Prints

School Drive.jpg
color run.jpg
Kara and Mel TH .jpg
Kara AO Golf.jpg
bottom of page